Toby Rippetoe Lending

The One-Stop Shop for Small Business Financing

We offer a complete marketplace of business financing options to support any entrepreneurs growth needs. Most business financing companies only have one or two programs, so they are incentivized to give you those. However, business loans are NOT a one size fits all thing. We have over a dozen options to choose from and will always get you into the best program possible given your use of proceeds.

Toby Rippetoe Lending

The One-Stop Shop for Small Business Financing

We offer a complete marketplace of business financing options to support any entrepreneurs growth needs. Most business financing companies only have one or two programs, so they are incentivized to give you those. However, business loans are NOT a one size fits all thing. We have over a dozen options to choose from and will always get you into the best program possible given your use of proceeds.

One Simple Application

Fill out our quick qualifying questionnaire to get started.

We Find The Right Loan

We identify what your business needs are and what loan is right for you.

Your Time is Valuable

We get you funding in as little as 24 hours, depending on the program. We understand that time is your most valuable asset.

Long Term Guidance and Expertise

When you get business financing through us you become apart of the family and we will always provide a free consultation. Long-term relationships are important to us.

One Simple Application

Fill out our quick qualifying

questionnaire to get started.

We Find The Right Loan

We identify what your business needs

are and what loan is right for you.

Your Time is Valuable

We get you funding in as little as 24

hours, depending on the program. We

understand that time is your most

valuable asset.

Long Term Guidance and

Expertise

When you get business financing

through us, you become a part of the

family and we will always provide a free

consultation. Long-term relationships

are important to us.

Financing For Any Business

Explore Our Programs

Each program or loan has a unique set of requirements,

process, and purpose, but all of them can help you get

 from where you are to where you want to go.

Each program or loan has a unique set of

requirements, process, and purpose, but all of them

can help you get from where you are to where you

want to go.

  • Fast Working Capital

This type of financing enables you to borrow against future earnings. Revenue based financing that can put cash in your bank account within 24 hours.

  • Business Lines Of Credit

Get a predetermined credit limit to draw cash on with simple interest and only pay back what you use. The earlier you pay the more you save. Great for cash flow gaps.

  • Equipment Financing

Equipment financing or equipment leasing is a type of small-business loan designed specifically for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.

  • Fast Working Capital

This type of financing enables you to borrow against future earnings. Revenue based financing that can put cash in your bank account within 24 hours.

  • Business Lines Of Credit

Get a predetermined credit limit to draw cash on with simple interest and only pay back what you use. The earlier you pay the more you save. Great for cash flow gaps.

  • Equipment Financing

Equipment financing or equipment leasing is a type of small-business loan designed specifically for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.

  • Real Estate Loans

Useful for fix and flips, buy-to-rents, ground up construction, bridge and, portfolio loans, commercial mortgages and cash out refinances. We can fund real estate transactions as large as $75 Million.

  • SBA Loans

Guaranteed by the Small Business Administration, we offer multiple SBA programs. Traditional banks can takes months to get decisions and actually receive your funds. The Small Biz Heroes can be as quick as 2 weeks. Interest rates starting at 6.75%.

  • Start-Up Financing

Get you multiple unsecured credit lines at 0%.


We can also secure multiple 3-5 year term loans based on an individuals credit and income. That was you can have cash and credit to jumpstart your business. APR for up to 20 months. You only have to pay back what you use.

  • Real Estate Loans

Useful for fix and flips, buy-to-rents, ground up construction, bridge and, portfolio loans, commercial mortgages and cash out refinances. We can fund real estate transactions as large as $75 Million.

  • SBA Loans

Guaranteed by the Small Business Administration, we offer multiple SBA programs. Traditional banks can takes months to get decisions and actually receive your funds. The Small Biz Heroes can be as quick as 2 weeks. Interest rates starting at 6.75%.

  • Start-Up Financing

Get you multiple unsecured credit lines at 0%.


We can also secure multiple 3-5 year term loans based on an individuals credit and income. That was you can have cash and credit to jumpstart your business. APR for up to 20 months. You only have to pay back what you use.

  • Term Loans

Just like with a traditional bank loan, with a traditional-term business loan, you are lent a lump sum dollar amount upfront, which you pay back + interest, over a set period of time.

  • Contract Financing

You can get from $25,000 – $500,000 at any given stage in your contract/project. pay us back when you get paid on the contract!

  • A/R Based Financing

Factoring allows you to get paid up to 100% of your B2B or B2G invoices within 24 hours. No more having to wait net-15, net-30, net-60, or net-90 to get paid for the work you’ve done. Get paid right when you send the invoice.

  • Payment Processing

Get help with your business’ payment processing. Let us give you a free quote for credit card processing. We will make you more profitable and can even set you up with zero fee processing.

  • Term Loans

Just like with a traditional bank loan, with a traditional-term business loan, you are lent a lump sum dollar amount upfront, which you pay back + interest, over a set period of time.

  • Contract Financing

You can get from $25,000 – $500,000 at any given stage in your contract/project. pay us back when you get paid on the contract!

  • A/R Based Financing

Factoring allows you to get paid up to 100% of your B2B or B2G invoices within 24 hours. No more having to wait net-15, net-30, net-60, or net-90 to get paid for the work you’ve done. Get paid right when you send the invoice.

  • Payment Processing

Get help with your business’ payment processing. Let us give you a free quote for credit card processing. We will make you more profitable and can even set you up with zero fee processing.

Which Program Is Right For You?

Not sure which program is best for you? That’s what we’re here for. Schedule a free consultation call with one of our loan professionals and we’ll help you get into the best program available.

Know What Your Loans Are For

Not sure which program is best for you? That’s what we’re here for. Schedule a free consultation call with one of our loan professionals and we’ll help you get into the best program available.

Partner With Us

Do you have clients or know any businesses that need financing to grow and enhance their operations?

Become a Referral Partner

Become a Referral Partner

Every time your referrals business grows and we get them financing, you get paid!

Let’s Get You Funded

We help your business grow and can even secure start up funding.

What do you qualify for?

Getting the right business loan is a lot easier than you think. We help you identify exactly what you qualify for and what program is going to be the best fit to suite your specific needs. See what you qualify for today completely risk free!

**Secure E-Sign Application - Applying won't impact your credit score.

  • Must have a Business Bank Account for most programs
  • Both location and operation of Business must be in the United States of America or Canada
  • Must not have an open bankruptcy
  • No default history with lenders within the last year

Schedule a Call Now

Copyright © 2021 – All Right Reserved